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Prepaid Minutes
Ruma entrepreneurs can recharge their customers airtime without a scratch card.
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Bill Payments
Customers can pay utility bills through the Ruma network
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Market Intelligence
Consumer goods companies like Danone and Nestle can conduct market research on Ruma's network using the phone
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Kerja Lokal
Jobseekers can receive information for blue collar jobs available in their vicinity on their mobile
Ruma
Ruma is a social enterprise that empowers the poor using mobile phone technology. Ruma has recruited and trained over 10,000 low income entrepreneurs in Indonesia, of which 85% are women, to sell prepaid airtime, electricity and other value added services. After winning numerous awards such as Harvard's Social Enterprise Competition. Ruma' has managed to obtain investment from top Silicon Valley firms like Omidyar Network and Unitus Impact Fund.
About
Our mission is to increase the dignity, income, and access of low income communities through technology.
Product
We launched the prepaid minutes product with the intention of building the network with an easy to understand product. We've now launched bill payment and mobile surveys.
Jobs
We are hiring! Our team includes alumni from Harvard, Stanford, ITB, UI, BCG, Kiva.org, Ernst & Young, UNDP, AC Nielsen, and Cisco.
Impact
For every entrepreneur we recruit, we conduct a survey to estimate their existing income level. As all of our products are electronic, we are able to track their increase in income.

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